Credit Card Processing Transaction Gateway Integration functionality list
| Gateway | Supports E-Check | Supports Multi-Currency | Support Refunds | Auth Then Capture | Zero Dollar Authorization | "3rd party processor" (hands off to payment processor website) |
|---|---|---|---|---|---|---|
| Amazon Payments | Y | |||||
| Authorize.net JSON | Y | Y | Y | Y | Y | |
| Beanstream (Now Bambora) (Response error codes) | Y | Y | ||||
| Bluefin Gateway | ||||||
| BluePay / 2.0 | Y | |||||
| BlueSnap | Y | Y | ||||
| Braintree Payment Solutions (Blue) (integration doc) | Y | Y | ||||
| Converge is an Elavon Gateway → Use Virtual Merchant Gateway) | Y | Y | ||||
| CyberSource (integration doc) | Y | Y | Y | |||
| Durango (use Network Merchants Gateway in our configuration list) | Y | Y | ||||
| EasyPayDirect (use Network Merchants Gateway in our configuration list) | Y | Y | Y | Y | Y | |
| Elavon (use Virtual Merchant) | Y | Y | ||||
| eWay (integration doc) | Y | |||||
| First Data Global Gateway (LinkPoint) | Y | Y | ||||
| (Payeezy) (formerly "First Data Global Gateway e4") (integration doc) | Y | Y | ||||
| GoEmerchant (integration doc) | ||||||
| Innovative Gateway (if your login is an email address then see Quickbooks Merchant Services below) | ||||||
| LinkPoint Gateway *Deprecated (USE: First Data Global Gateway) | Y | Y | Y | |||
| Moneris e-Select Plus | Y | Y | ||||
| Moneris e-Select Plus US | Y | |||||
| Network Merchants Gateway (NMI gateways will use this one) N.M.I. Transaction Response Code Lookup | Y | Y | Y | Y | Y | |
| PayCertify | Y | |||||
| PayJunction | ||||||
| PayJunction 1.2 | Y | Y | ||||
| PayJunction REST Gateway | Y | Y | ||||
| Paymentech | ||||||
| Payments Gateway | Y | |||||
| PayPal (Web Payments Pro Direct Payments) | Y | |||||
| PayPal PayFlow Pro (integration doc) | Y | Y | Y | Y | Y | |
| PayTrace | Y | |||||
| Plug N Pay | Y | |||||
| Quantum Payment | Y | Y | Y | |||
| QuickBooks Payments | Y | Y | Y | |||
| Sage Pay Gateway | Y | Y | ||||
| Sage Payments | ||||||
| Sage Payments App | Y | |||||
| Stripe Connect (integration doc) | Y | Y | ||||
| Tsys.com (was Transaction Central) | ||||||
| Transaction Pro | Y | |||||
| TransFirst eLink Gateway | Y | Y | ||||
| USA ePay | Y | |||||
| VeriSign PayFlow Link (See "PayFlow Pro") | ||||||
| Virtual Merchant (Primary Gateway for Nova and Costco merchants) | Y | Y | Y | |||
| Converge ( Formerly Virtual Merchant ) *SPECIAL NOTE: AS of April, 2020 all transactions will require the CVV number. | Y | Y | ||||
| WorldPay Business Gateway | Y | Y | ||||
| WorldPay Direct |
Pay Later Payment Services
UltraCart supports the following ‘Pay Later’ or ‘Installment Payment’ services:
| Installment Payment Service Provider | Integration Options | |
|---|---|---|
| Affirm | Affirm Payment Method Stripe Gateway Integration | |
| Klarna | Stripe Gateway Integration | |
| PayPal Credit | PayPal Upgrading the latest PayPal payment processing integration | |
| Sezzle | Sezzle |
About 3rd Party Processors
Note regarding "3rd Party Processors" are not supported.
UltraCart considers the gateways listed as "3rd Party Processors" as the least optimal integration due to the fact that these gateway require a hand-off to their own website during the checkout.
Caution with Zero Dollar Auth
Caution with Zero Dollar Auth
Proceed with caution when using "zero dollar authorizations" with auto orders (recurring billing). Even though it seems like a ideal way to offer a trial via an initially zero cost, very often it will create customer service issues because the customer will often confuse the temp hold as a actual charge which may result in customer service headaches. And as is the case with auto orders in general, you may need to take precautions to block prepaid and gift cards to prevent abuse. It's generally better to do a minimal transaction ($1-$5) up front in most cases.
Frequently Ask Questions
Which gateway do I configure for my Costco Merchant Account?
While you can signup with virtually any gateway for use with your merchant account, you're Costco merchant account is typically bundled up with the "Virtual Merchant" gateway.
I have a merchant account from Nova, which gateway do I configure?
While you can signup with virtually any gateway for use with your merchant account, you're Nova merchant account is typically bundled up with the "Virtual Merchant" gateway.
I have a merchant account from Elavon, which gateway do I configure?
While you can signup with virtually any gateway for use with your merchant account, you're Elavon merchant account is typically bundled up with the "Virtual Merchant" gateway.
I have a NMI gateway, I don't see it in your gateway list, is it supported?
NMI is supported. You will select and use the Network Merchants gateway in our transaction gateways list.
I have an EasyPayDirect (http://www.easypaydirect.com/) gateway, I don't see it in your gateway list, is it supported?
Yes, it is supported. You will select and use the Network Merchants Gateway in our transaction gateways list. (here's the integration doc)
I'm selling CBD products, which gateways will process payments for CBD related products?
You'll need a gateway that processes transactions for "Hi Risk" products. The following gateways may process transaction for hi risk merchants:
-
The Network Merchants Gateway in our transaction gateways list. (here's the integration doc)
-
USA ePay
-
Authorize.net
(*is not an exhaustive list, and this list may become stale so please verify support with the gateway before making any commitments.)
Does UltraCart support Square Payments/POS?
Not at the present time.
Square does not provide a server-to-server API which we require. We would be forced to implement their checkout specific widgets instead of all our hosted fields, etc. So at this time given what they provide we can not support them. If Square were to expose a server-to-server API for PCI level 1 providers like us, we could consider them.
Which gateway do I configure for use with the Converge payment Gateway?
Use the "Virtual Merchant" gateway with your Converge gateway account.
Related Pages
http://www.ultracart.com/resources/partners/supported-payment-gateways/